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You do not need to be a stock picking genius to retire rich
A lot of the investment propaganda says that you only have a chance to retire rich if you manage to pick the right mutual funds and the right stocks.

The real secret is to actually save money and not so much about how you invest that money.

Quote: “”It pays to focus on what matters most, which is how much you’re putting in your 401(k) for the majority of your career,” says Putnam research chief Peter Chiappinelli. “You can have the greatest funds, but it doesn’t mean much if you have only a small amount of money in your account.”"

Save as much as possible and then worry about how to allocate the portfolio.