Source: http://edinburghnews.scotsman.com/business.cfm?id=2364312005

Connection between Saving and Investing.
You normally will not be an investor if you are not a saver.

Quote: “Saving is effectively a stage on the way to investing. Normally you won’t be an investor without being a saver, but you can be a saver without being an investor.

Investing is usually what you do with the savings you have created if you are looking to generate a return on your money that is greater than what is already available to you through your savings instruments.

As a saver, you will be taking very few and very small risks with your money. As an investor you are taking a much greater risk. Not only is the return on offer to you likely not to be fixed or guaranteed, the capital sum you invest may be at risk as well. “